Move-in ready. Step into this newly renovated Victorian where charm and character meet modern living situated on over a half acre within walking distance of historic downtown Wickford. This 4-bed, 2-bath home has been reimagined with a new kitchen featuring white cabinetry, an island, stainless appliances, quartz countertops, a pantry, and a quaint space to enjoy your morning coffee. The former formal parlor, living, dining room, and full bath have been transformed making great spaces for entertaining and everyday living. Watch the world go by from the covered front porch complete with composite decking. The second floor has 4 bedrooms and a new full bath which has been beautifully tiled and incorporates a double vanity with quartz counter, and new side-by-side laundry units. Other updates include new lighting and hardware, new windows, fresh paint, new gutters, landscaping and refinished hardwoods throughout. Newer boiler, oil tank and electric panel. Outbuilding and paved driveway. Wickford Middle School, library, restaurants, shopping and Dave's Market nearby.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,920 | $623,920 | $623,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,256 | $4,147 | $5,262 |
Total Monthly Payment | $4,708 | $4,599 | $5,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.