Bespoke 4 bedroom 4. 5 bath cape on the largest lot in The Ridges, a quiet subdivsion abutting the Country Club of Waterbury. This sprawling, custom home features a versatile floorplan with space for everyone & then some! Enter through the gracious foyer where you'll immediately note the spectacular verdant views. The sunken living room is anchored by a floor to ceiling fireplace and MASSIVE windows. The sun-drenched kitchen features stone counters, abundant storage, S/S appliances, & an eat-in area that opens to a gorgeous four season atrium. Main level primary bedroom with a walk-in closet, ensuite bath, and sliders to a large balcony. Another bedroom and bath round out the first fl. Upstairs is ideal for a guest suite with a huge bedroom & private bath. Not your average lower level! Capacious and sunlit with built-ins galore, the massive flex room is an ideal gathering space! There's also three more rooms if you need extra bedrooms or office space. So much storage and a 2 car garage to boot! Outside, enjoy a beautiful bluestone patio and an incredible backyard with mature fruit trees & a gazebo where you can take in the stunning views & tranquil grounds. Completely move-in ready, but there is SO much potential here to make a truly showcase property. Special home in a special location ideal for commuters!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $1,028 | $1,028 | $1,028 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $1,660,007 |
Total Monthly Payment | $3,593 | $3,529 | $1,661,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.