Thank you for viewing 263 Bass Lane in the Imperial Wilderness community! This gated 55+ community was not affected by hurricanes Helene or Milton, and you OWN THE LAND. The home offers 2Br & 2Ba (all of which are generous in size). The queen-sized bed is an adjustable bed with remote control; the “Murphy bed” is also a queen. There is an open floor plan in the main gathering area, and it is spacious. Plus, with an abundance of natural light, the home has a truly airy feel. The kitchen features a dishwasher, large sink, and sink disposal. Situated on a lake, this home is being sold furnished with the golf cart included. In addition to all of these features, the low HOA fee ($792. 00) per quarter) covers so much: water, lawn care, basic cable, trash/recycling, and community amenities. Community amenities include the following: 2 pools with spas, bocce, pickleball, tennis, shuffleboard, billiards, a library, clubhouse, dog parks, and more!
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Our Executive Mortgage Banker:
Our Insurance Division:
$208,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $166,400 | $166,400 | $166,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,149 | $1,106 | $1,403 |
Total Monthly Payment | $1,332 | $1,289 | $1,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.