Experience luxury living in this stunning Gulf-access waterfront pool home, ideally situated with southern exposure in the highly sought-after South Gulf Cove community. This Custom-Built Harbor Home features 3 Bedrooms plus a Den, 3 Full Bathrooms, and a spacious 3-Car Garage. The expansive lanai is designed for relaxation and entertainment, offering multiple seating areas, a heated pool with a waterfall and sun shelf, an outdoor shower, and a fully equipped outdoor kitchen. All of this is set against the backdrop of breathtaking water views and easy boating access to the lagoon, Charlotte Harbor, and the pristine beaches of the Gulf of Mexico. Offered Partially Furnished, this home allows you to start living your dream immediately. The kitchen is a chef's delight, boasting newer Samsung stainless steel appliances and a massive, angled island with seating for six. The well-appointed chef’s pantry includes a coffee bar, ample storage, a copper prep sink, and custom cabinets equipped with Rev-A-Shelf swingouts. The oversized primary suite is a sanctuary of comfort, featuring a tray ceiling, sliding doors to the lanai and pool, and space for a sitting area. The luxurious ensuite bathroom offers dual sinks, abundant cabinetry and storage, a walk-through porcelain tile shower with a bench, and an expansive walk-in closet with custom shelving and drawers. Conveniently located within the suite, the laundry area includes upgraded washer and dryer units. For ultimate relaxation, unwind in the 6-foot light therapy spa tub, complete with Bluetooth, jets, bubbles, and a thermostat to keep the water temp perfect. This home is equipped with numerous upgrades, including a tile roof with solar vent fans installed in 2023, fresh interior and exterior paint, a newer water heater, and a 6-foot rock-faced privacy fence around the property. It surpasses new construction with its many custom features, such as Low-Emissivity windows, electric roll-down shutters on the lanai and front of the home, a generator transfer switch, a water treatment system with reverse osmosis, an I-Wave C air purifier, central vacuum, remote control privacy blinds, custom window treatments, a Taexx pest control system, and a Rainbird irrigation system. This exceptional property offers an unparalleled lifestyle in a vibrant and welcoming community, making it the perfect place to call home. South Gulf Cove offers a voluntary HOA with ultra-low dues of just $120 per year. As a member of the HOA, you have access to the air-conditioned clubhouse, WIFI, ping pong table, darts, cornhole games, horseshoes, tiki huts and a discounted reservations on the clubhouse. Several community parks in area include amenities such as a community boat ramp, Kayak launch, walking paths, fishing docks, picnic shelters, BBQ grills, playgrounds and a basketball court. Seize this unparalleled opportunity to make this your home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $751,920 | $751,920 | $751,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $659 | $659 | $659 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,815 | $4,815 | $6,602 |
Total Monthly Payment | $5,566 | $5,566 | $7,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.