BOATERS DREAM - 5 MINUTES FROM CHARLOTTE HARBOR WITH ACCESS TO THE GULF OF MEXICO! This METICULOUSLY MAINTAINED 3/3/2 POOL home sprawls 2650+ square feet and features a LARGE suite that could easily serve as a 2ND PRIMARY BEDROOM OR HOME OFFICE. The inside of the property boasts a large galley kitchen RECENTLY UPDATED with stylish Corian countertops and custom-made roll-out soft close cabinetry, new backsplash + a pass-through window to the Living Room. NEW Vinyl and Tile flooring throughout the home + charming plantation shutters. The living room is very open featuring a decorative fireplace and built in shelving. Both secondary bedrooms are VERY spacious. HUGE LAUNDRY ROOM + EXTENDED 2 CAR GARAGE with built in storage. The OUTSIDE of the property features a LARGE POOL, 12x24 Composite dock outfitted with an 8000 POUND BOAT LIFT, Concrete walkway around the property, new rock landscaping that will need very little lawn maintenance, recently spray foamed concrete seawall (with approximately 9 years left on the warranty), NEWER FENCE, Irrigation system, Storage shed + MORE. RECENTLY PAINTED EXTERIOR - NEW ROOF (2022) - NEW SOFFIT & FASCIA (2022) - NEW GUTTERS (2022) - NEW DOWNSPOUTS (2022) - IMPACT WINDOWS (DEC. 2020). NO HOA, NO DEED RESTRICTIONS. CITY WATER + CITY SEWER. ASSUMABLE FLOOD INSURANCE POLICY AVAILABLE UPON REQUEST. TV's can stay with the property. This home is located in the heart of Port Charlotte close to lots of Shopping, restaurants, medical offices, hospitals and more. Downtown Punta Gorda and Sunseeker Resort are less than 10 minutes away. Call your agent today for a showing. Trust me, you need to see this one! Be sure to view the 3D VIRTUAL TOUR and ask for the Feature Sheet.
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Our Executive Mortgage Banker:
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,711 |
Total Monthly Payment | $3,353 | $3,275 | $4,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.