Discover Your Oasis in Terra Vista. Where Florida Living Shines! Welcome to your dream home in the coveted Terra Vista community of Hernando, Florida. This meticulously maintained 3-bedroom, 2-bathroom home offers the quintessential Florida lifestyle you've been searching for. Enjoy peace of mind and relax in your beautiful home. Step into spacious rooms Entertain in style with a screen enclosed lanai. Host gatherings in the formal dining and living areas. Outside the lush landscaping and privacy hedges create your personal paradise. The Terra Vista community perks abound, including a clubhouse with year-round social events, a community pool, pickleball courts, and various social clubs to meet new friends. Families will appreciate the nearby top-rated public and charter schools. Perfectly positioned in the heart of Citrus County, you're minutes from medical facilities, diverse dining options, and shopping plazas. Golf enthusiasts will find their slice of heaven with numerous courses nearby. Crystal River for manatee watching, and the Chain of Lakes for world-class fishing. Whether you're seeking a permanent residence or a seasonal getaway, this Terra Vista gem offers the perfect blend of comfort, community, and Florida charm. Don't miss this opportunity to own your slice of sunshine state paradise. Where Florida Living Shines!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,234 | $2,867 |
Total Monthly Payment | $2,488 | $2,460 | $3,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.