WELCOME HOME TO YOUR BEAUTIFUL WATERFRONT HOME ON THE LAKE HARRIS CHAIN OF LAKES- Two-bedroom, two bath FURNISHED AND MOVE IN READY. Freshly painted throughout. ALL NEW FLOORING, NEW DOUBLE PANE WINDOWS AND SLIDER PATIO DOOR TO REAR DECK ON CANAL. UPDATED CABINETSS IN KITCHEN, TWO NEW BATHROOMS, NEW A/C (2024). Carport with attached shed for laundry, workshop and storage. FISH FROM YOUR OWN BOAT DOCK (Covered lift for boat with water and electric & TV. ) Sit on your deck and watch manatee and birds galore. (Deck rail fence protects your small dogs from going into the Water) Located in a 55+ community on Lake Griffin, which is part of the Harris chain of lakes. LOW HOA fee of $159 a month which includes water, trash, sewer, community pool, and clubhouse. (Card games, Billiards, Potlucks, Updated kitchen, Community Parties, Shuffleboard, New Years Eve entertainment, and lots more!).
NOTE: This home sits on a Corner LOT. . one side fronts Lake Griffin, the REAR faces the Canal).
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,674 | $2,160 |
Total Monthly Payment | $1,932 | $1,887 | $2,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.