Perfectly located in Ginger Pointe adjacent to Shadow Wood Country Club sports facilities and clubhouse, this house has original construction features and recent renovations consistent with contemporary architecture. Offered are 4 bedrooms (one with closet is furnished as den/study), three full baths and one convenient half bath adjacent to lanai entry. The space between kitchen and the great room is open, master bedroom is enlarged with a sitting area and a great room has a full service bar entertaining area has lighted custom glass cabinetry, sink and refrigerator. New roof installed 2020. The Seller is a Shadow Wood Country Club (SWCC) Full Golf member willing to retire the membership, giving opportunity for the buyer to bypass any waitlist and become a Full Golf or Lifestyle member. Natural gas powers the kitchen range, pool/spa heater, water heater and clothes dryer. . . clean, economical and quick. Recent replacements and additions are: HVAC new 2023 (10 year warranty), water heater 2023, top of the line GE kitchen appliances 2016, new lanai cage 2017, LG washer/dryer 2020, Lift Master Elite garage door opener new 2021 (2 car attached garage) and outdoor landscape lighting installed 2018. House is superbly maintained. . . ceramic tile and grout living areas last cleaned and sealed in 2023 and interior and exterior were re-painted in 2021. The lanai, with electrically powered fabric hurricane protection, faces southwest giving abundant sunlight to the resort style pool and spa; the view beyond is #4 green of the club's south golf course. Paver stone deck recently cleaned and sealed. . . looks brand new. Dining room can easily accommodate 8 persons and has a tray ceiling. Kitchen appliances are stainless steel. Flooring primary living areas is neutral ceramic tile, den/study is wood, bedrooms are carpeted. Master has a soaking tub, separate shower, dual sinks and refinished cabinetry. One guest bedroom is ensuite and other two guest bedrooms share a Jack and Jill bathroom.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.336% | 6.348% | 6.201% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,527 | $6,527 | $8,945 |
Total Monthly Payment | $7,303 | $7,303 | $9,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.