This home is crafted with high-quality materials, showcasing beautiful woodworking throughout. You'll notice the exquisite crown moldings and solid wood doors in every room. As you step onto the inviting front porch, you enter a foyer that features double closets equipped with shelves for extra storage. The spacious living room flows seamlessly into the dining room, separated by elegant pocket doors. Just off the dining room, the kitchen features granite countertops, stainless steel appliances, and lighting both above and beneath the solid wood cabinets. The cozy family room includes a built-in bookshelf and a gas fireplace, perfect for relaxing evenings with a good book. Upstairs, you'll discover the primary bedroom, which comes with dual closets, a primary bath featuring a jacuzzi tub, a steam shower, and a dual vanity. Additionally, there are three more bedrooms and a laundry area on this floor. The full attic provides ample storage space, while the walk-out basement offers convenient access. The oversized wrap-around porch and stone patio with a fire pit offer a beautiful view of the perfectly flat backyard. This property is conveniently located near trendy restaurants, chic boutiques, and public transportation. Additional Information: HeatingFuel: Oil Above Ground, ConstructionDescription: Vinyl Siding,
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $980 | $980 | $980 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,260 | $4,257 | $5,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.