69 Stone Mountain Road, Cairo, NY, 12414 | $450,000
Located in the Northern part of the Catskill's at the base of Black Head Mountain is 69 Stone Mountain Road. The location on a cul-de-sac and being a 3 bedroom 1 bathroom ranch offers not only scenic beauty but also prime access to year-round activities. Just minutes from Black Head Mountain Lodge and Country Club, it's perfect for an Airbnb stay-and-play option, attracting golf enthusiasts seeking a relaxing getaway. In the winter months, transform it into the ultimate ski house, with easy access to nearby slopes. A stucco facade and asphalt shingles add a virtually maintenance free exterior to maximize the most of your time to utilize it doing what you really want to. Enjoy the spacious great room this home has to offer. I can attest having had my fair share of home made wine in this house with a roaring winter fire, this versatile home is an ideal investment opportunity or personal retreat for those who love outdoor adventures in every season! Included in this sale is the adjoining 1. 60 acre lot for a total 3. 77 acres. Minutes from Cairo Business District. Short drives to Windham or Hunter Mountain for skiing as well as other Destination locations like Hudson, Catskill, and Woodstock.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1987
- Garage: 2-car
- Heating: Hot Water
- Basement: Crawl
- Approx Sq. Feet: 1,540
- Acreage: 3.77
- School District: Cairo-Durham
- MLS#: 154686
- Days on Market: 57 days
- Website: https://www.raveis.com
/prop/154686/69stonemountainroad_cairo_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
69 Stone Mountain Road, Cairo, NY, 12414
$450,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
| Total Monthly Payment | $2,470 | $2,468 | $3,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535