True pride of ownership on display here in this immaculate and pristine Legal 2 Family Home nestled away in the heart of Woodlawn. This wonderful home sits on a lovely lot with a huge driveway along with a detached 2 Car Garage. This sun-drenched Home boasts a first floor 1 Bedroom apartment with gorgeous hardwood floors and ample closet space and great high ceilings as well. The 2nd floor consists of an amazing 3 bedroom / 2 bathroom apartment with your own private Primary Bedroom and En-Suite along with lovely finished hardwood floors as well. Welcome to a beautifully finished basement with an additional 600 square feet of living space, designed with both comfort and functionality in mind, perfect for accommodating extended family with your own private entrance. The lower level rounds out with access to Laundry, storage and the utility room. Whether you're lounging in the yard, gardening, or simply enjoying the fresh air, this backyard truly offers a unique escape from the bustling city life, providing all the comfort and privacy you desire. Step into a serene oasis right in the heart of NYC with this beautifully fenced-in backyard that offers the perfect blend of urban convenience and suburban tranquility. Truly a commuters dream- just minutes to the metro north Train and Subway, buses, shopping centers, PS 19 School, Van Cortlandt Park and 25 minutes to Manhattan. These super low taxes make this home the perfect blend of comfort, convenience and affordability.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.987% | 6.234% | 5.805% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,803 | $4,127 | $5,595 |
Total Monthly Payment | $4,565 | $4,889 | $6,357 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.