Pristine home in highly sought-after Palmer Reserve. Ideal for modern living, this versatile floor plan boasts five bedrooms, including one on the first floor used as an office, 2. 5 baths, a spacious bonus room and a three-car garage. The first floor features high ceilings, plank tile flooring, abundant natural light and an ideal open floor plan. Double entry doors open to a foyer which flows into an expansive great room, ample dining area and an enormous kitchen. The kitchen is an entertainer’s dream with an oversized kitchen island, Kodiak quartz countertops, 42-inch upper wood cabinets, counter-to-ceiling backsplash, stainless steel appliances and a large walk-in pantry. Off the kitchen is an alcove ideal for your wine or coffee bar, as well as the fifth bedroom and den, with a walk-in closet and powder room. Triple sliding doors from the great room lead out to the private, beautifully landscaped backyard. Ascend the spindle staircase to find the primary suite, three additional bedrooms, a large bonus room and a second-floor laundry room. The sizable bonus room would be an ideal media area, playroom, home gym or second living room. The generously sized primary suite features a tray ceiling and a large walk-in closet appointed by California Closets. The primary bath has dual sinks, a separate shower and a garden soaking tub. This home also features designer light fixtures, window treatments and plentiful storage, including additional closets and attic space. The neighborhood is districted for A-rated schools, walking distance to Tatum Ridge Elementary School, and includes a playground, gazebo, park benches, basic cable/internet and lawn irrigation. Palmer Reserve is within distance from Celery Fields, conveniently east of Interstate 75 between Fruitville and Bee Ridge roads. This like-new home has been well maintained and lightly lived in.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $4,000 | $4,000 | $4,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $25 | $24 | $16,633 |
Total Monthly Payment | $100 | $99 | $16,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.