Under contract-accepting backup offers. Price reduction ! Seller’s motivated to make a win - win situation. Property stayed high and dry through the last two storms - No damage to the property ! Welcome to your dream home in the desirable Magnolia Heights neighborhood! This adorable single-family residence features 3 cozy bedrooms along with an office / den space with 1 well-appointed bathroom, perfect for families or those looking to enjoy a little extra space. Enjoy peace of mind with a recently updated roof (2023) and a new HVAC system & ductwork (2024), ensuring comfort year-round. The spacious backyard offers endless possibilities for outdoor activities, a double gate for parking for your car or boat, and an outdoor shower ! This property is located in a low risk flood zone (X). The inviting living spaces are filled with natural light, creating a warm and welcoming atmosphere for family gatherings and entertaining friends. This home is conveniently situated near parks, shopping, and dining, making it an ideal location for enjoying the best of St. Petersburg living. Don't miss your chance to make this delightful property your own. Schedule a showing today and discover the perfect blend of comfort and convenience in Magnolia Heights!
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Our Executive Mortgage Banker:
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,230 | $2,228 | $2,874 |
Total Monthly Payment | $2,673 | $2,671 | $3,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.