Attractive, well maintained and updated, 4 bed, 2 bath family home in sought after Bay Shores community. Lovely open yard in quiet neighborhood. Step inside and find gleaming hardwood floors and walls with large hall coat closet. The living room opens directly into a family room and a spacious dining room with a lovely bay window. The kitchen has all stainless appliances with a double oven, stove top, dishwasher, refrigerator/freezer, microwave and plenty of attractive cabinets. The laundry features washer/dryer hookups, plenty of storage space and opens to the backyard deck. Second floor features three bedrooms, a beautiful full bathroom with double sinks and a large walk-in cedar closet. Easy care floors throughout the entire home. New Rudd furnace with Beckett burner, hot water tank and new oil tank. There is a woodstove for supplemental heating. Title V passed. If you are looking for a home with charm and comforts that is only minutes to the beach, don't miss this one.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Cedar Closet(s), Flooring - Vinyl, Half Vaulted Ceiling(s) | Second |
Bedroom 3 | Cathedral Ceiling(s), Flooring - Vinyl, Half Vaulted Ceiling(s) | Second |
Bedroom 4 | Ceiling Fan(s), Flooring - Vinyl | First |
Dining Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box | First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Exterior Access, Recessed Lighting, Stainless Steel Appliances, Crown Molding, Vestibule | First |
Living Room | Flooring - Hardwood | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Vinyl | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $1,660,007 |
Total Monthly Payment | $2,927 | $2,863 | $1,660,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.