Conveniently located 7 minutes from the Shoppes of Black Diamond, 20 minutes from each from quaint Crystal River and vibrant Inverness, while being 30 minutes from the Gulf of Mexico & all the recreational water activities and wide open nature Citrus County is famous for. Nestled away in the luxurious secluded enclave of Oak Ridge is 118 W. Honey Palm Loop. 1976 spacious square feet of grand living featuring four bedrooms or three bedrooms and an office, two full baths with split bedroom plan. All new luxury vinyl plank flooring throughout freshly painted neutral colors. Recently upgraded to include a new hot water heater, freshly planted palm trees and landscaping, new entryway tile and high ceilings throughout with ceiling fans in all bedrooms. Living room, kitchen and Florida room. The gorgeous dining room features rounded architectural extra tall decorative grid front windows with window treatments. Living room has beautiful built in bookcases and decorative architectural pillars that separate the living room area from the bedroom/office wing. Kitchen features lovely plantation windows, solid surface cabinets as well as breakfast nook with stove oven over the range microwave & dishwasher that are included along with upgraded polished bronze cabinet handles and two pantries for plenty of storage. The oversized master bedroom has a large walk-in closet and the attached master bath with Jacuzzi tub, double sinks and separate shower stall. Master bedroom, living room and second bedroom connect to Florida room, master bedroom by double sliders and the living room from the beautiful room-wide triple sliders. The Florida room has a charming view of the backyard of the property that could be a wonderful entertainment area. Billiards. poker table or an art painting, studio, Yoga or exercise room. Property features an underground irrigation system for all the outdoor areas & the front yard features, new palm trees, & decorative landscape areas highlighted with red mulch. An open two car garage with garage door opener is included. This lovely home is in the converted Oakridge, enclave of meticulously maintained properties, simply awaiting you. Priced to sell.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,754 | $2,263 |
Total Monthly Payment | $1,921 | $1,919 | $2,428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.