Discover the perfect blend of comfort and convenience in this delightful first floor one-bedroom condo nestled in the esteemed Garden Bay Manor community of Astoria Heights, New York. This lovely unit offers an inviting atmosphere that immediately feels like home, with warm, well-lit rooms and thoughtful layouts to maximize space and functionality. The spacious living room is bathed in natural light, making it perfect for relaxation and entertainment. It features sleek hardwood flooring and contemporary d?cor that adds to its charm. The modern kitchen is fully equipped with granite countertops, ample cabinet space, and modern appliances, ideal for culinary exploration. The cozy bedroom features large windows that frame the tranquil neighborhood views and provide a serene retreat, while the chic bathroom is well-appointed with stylish fixtures and finishes. An additional highlight is the 220 square foot room with storage located in the basement, offering extra space for various needs. For those interested, furniture can be included in the sale, making the move-in process even smoother. Located in a beautifully maintained brick building, residents of Garden Bay Manor enjoy the tranquility of suburban living with the convenience of city amenities. Maintenance fees cover essential services such as snow and garbage removal, and heat and hot water, ensuring a comfortable and hassle-free lifestyle. Just minutes from transportation, shopping, and dining options, this condo is a fantastic opportunity for those seeking a blend of modern living and classic charm. Whether you're a first-time homebuyer or looking to downsize, this condo offers an exceptional living experience in one of Astoria Heights' most desirable neighborhoods. Don't miss out on making this beautiful condo your new home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,577 | $2,575 | $3,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.