313 Riberia St. is a beautifully designed contemporary 2-bedroom, 2. 5-bathroom home offering just over 1, 400 square feet of bright and airy living space. This stunning property emanates modern luxury from the quality built craftsmanship to the impressive selections throughout. An elevated covered front porch greets you and welcomes you to sit and relax before stepping inside. Upon entering, the living space easily flows together making entertaining a breeze connecting the living, dining and kitchen. The kitchen features SS appliances, granite countertops, floating shelves, selective transom windows and a center island that is perfect for extra seating or food prep. The thoughtful downstairs features a well-placed half bath for guests and easy access to the backyard. Upstairs, you'll find both bedrooms thoughtfully positioned for privacy. The master suite stands out with its own private balcony, where you can enjoy your morning coffee or unwind in the evening, capturing views of the surrounding area. The en-suite bathroom offers a single vanity and tiled shower. Step outside to the covered back porch for outdoor lounging or dining. The home comes fully furnished, making it move-in ready and ideal for those seeking a hassle-free transition. Situated in a prime location within the downtown area, the property offers close proximity to local shops, restaurants, and entertainment. Plus, being right across from the scenic intracoastal waterway, it provides a picturesque backdrop for sunsets and opportunities for waterfront activities, making this an ideal blend of convenience, comfort, and style. Turnkey and zoned for nightly rentals, it's ideal for an investor, part-time resident or home! Enjoy!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $932 | $932 | $932 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,614 | $3,568 | $4,581 |
Total Monthly Payment | $4,638 | $4,592 | $5,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.