Located on 5. 07 acres of land, you will find a well-maintained colonial with a spacious in-law apartment in the finished basement. In the main house, there are 3 Bedrooms, 2 full baths, and an open style kitchen, living room, and dining room. The pellet stove is ready for those cold winter months. If you work from home, there is an office area on the 2nd floor and the family room is ready for entertaining. The in-law apartment has it's own private entrance and features one bedroom, a full bathroom, separate laundry, and ample living space. As a bonus you will find a large (38. 9-27. 3) heated 2 car garage/shop perfect for the car enthusiast, mechanic, or a buyer in the trades. On the roof, you will find owned solar panels to help reduce your utility bills. Enjoy coffee in the morning on the wrap around porch and grilling on the deck. The interior has been freshly painted and new vinyl flooring has been installed in the in-law apartment. Close to Rt. 90, 84, & 20/Old Sturbridge Village
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Our Executive Mortgage Banker:
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$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,165 | $3,084 | $3,913 |
Total Monthly Payment | $3,844 | $3,763 | $4,592 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.