Rare Find, elegant modified Beachwood II model by Brentwood Custom Homes with conservation area views along right side & behind home & in close walking distance to the private Victoria Gardens 55+ social clubhouse. This 3 BD 3 BA + Den floorplan has fantastic street appeal. Spacious front porch provides a place to relax and interact with your neighbors. Recent updates include Reroof 2023, natural gas water heater 23’ & air conditioning coil & condenser in 21’. Once inside, expect to be impressed by the attention to detail including wood moldings around windows, crown molding, natural gas fireplace in living room, wet bar, butler’s pantry, ceiling mounted speakers in family room, 5” baseboards & recessed lighting. Gourmet kitchen boasts Maple cabinets w/ crown molding, granite countertops, tile backsplash, new convection wall oven & microwave, new dishwasher, pot & pan drawers, 4-burner natural gas cooktop w/ exhaust fan venting to the exterior & stainless steel appliances. You will enjoy your casual breakfast nook for everyday living overlooking the conservation area or entertain in the formal dining room for those special occasions. The 17’6” x 19’6” family room is the heart of the home with triple sliding glass doors overlooking a 22’ x 22’ screen enclosed covered patio with a natural gas connection for a future grill, plumbing for a summer kitchen & has total privacy. Primary Suite offers a conservation area view, crown molding & a spacious 12’ x 6’ walk-in closet. En suite bathroom features dual sinks, glass enclosed walk-in shower, large garden tub w/ window, a conservation area view & a linen closet. Bedroom 2 has its own en suite bathroom & bedroom 3 offers a conservation area view & a walk-in closet. Utility room provides storage cabinets, electric & natural gas connections for dryer & a built-in laundry tub. The 20’ x 23’6” garage will give you that extra space for a workshop & has pull-down stairs to the attic space that has a finished floor for your additional belongings. Victoria Gardens residents have their own Private Clubhouse. HOA fee includes total lawn care, cable TV, high speed internet, and reclaimed water for lawn irrigation. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour. This is truly Florida living at its finest!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,401 | $3,398 | $4,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.