Welcome home to this renovated post & beam end unit in a secluded corner of Ice Pond Woods, convenient to downtown Amherst, area schools, and Hadley shopping. Extensively renovated, you'll find bright finishes bathed in light from generous windows and skylights. The main level offers updated kitchen with tile floor, butcher block counters, and newer gas range. Living and dining room features office nook, bamboo floors, and wood stove. Upstairs the lofted bedroom suite sports wood floors, full bath, and convenient laundry. Garage and additional storage are located directly beneath the unit.
Type | Description | Level |
---|---|---|
Dining Room | Closet, Flooring - Hardwood | First |
Kitchen | Flooring - Stone/Ceramic Tile, Countertops - Upgraded, Cabinets - Upgraded, Recessed Lighting | First |
Living Room | Wood / Coal / Pellet Stove, Skylight, Cathedral Ceiling(s), Flooring - Wood | First |
Master Bedroom | Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Closet, Flooring - Wood | Second |
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Our Executive Mortgage Banker:
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$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,474 | $1,383 | $1,794 |
Total Monthly Payment | $1,872 | $1,781 | $2,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.