Cozy starter or retirement home nestled in the heart of Inverness with close proximity to the city's quaint downtown shops. The serene Withlacoochee State Trail is also just a couple of houses away at the end of Poe Street, offering a shaded space to jog, bike or stroll. This 2-bedroom, 1-bath, 1-car-garage home offers a private 10' x 20' window-enclosed sun porch with views of the nature-filled backyard. The sun porch leads out to a 17' x 18' open patio with pavers and a canvas-topped pergola, perfect for relaxing outdoors during any season. The AC system was replaced in 2022 and includes brand-new duct work. There is a newer stainless steel refrigerator and range with double ovens in the kitchen. The roof was permitted and replaced in July 2008.
Situated on 4 lots, the home is located on the 2 western lots (80’ x 120’), leaving 2 vacant wooded lots to the east. We believe these 2 eastern lots are buildable. (The buyer or buyer’s representative will need to verify that the lots are indeed buildable with the City of Inverness and/or the Citrus County Building Departments. ) The seller is offering the home along with these 2 vacant wooded lots. All together, the 4 lots are 160’ wide along Poe Street and 120’ deep. This is a perfect find for an owner or builder. The extra land is ideal for parking your boat or RV, adding a detached garage/workshop or creating your own vegetable garden.
View 1303 Poe Street's professional photo virtual tour, then call your Realtor today to schedule a showing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,063 | $1,349 |
Total Monthly Payment | $1,313 | $1,312 | $1,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.