This 3-4 bedroom, 3-full-bath raised-Ranch style home in Cranston has experienced a stunning renovation to bring it completely up to date with tasteful style and smart enhancements. Crisp plantings lend curb appeal to the exterior. The open floor plan lets you and your guests move from the main entry, up the steps, and into the elegant, fireplaced living room with a floor-to-ceiling white brick surround and luminous picture window. The sleek, revamped kitchen has a welcoming center island, stone countertops, and new stainless steel appliances to let you cook with ease. Large barn-style doors open out to the family room with access to the rear deck. Down the hall, the primary suite boasts a large, walk-in closet and an ensuite bath with a dual-sink vanity. The lower level has been newly brought to life as a private living room/lounge with a full-size bar featuring handsome shelving and a professional wine fridge. Access to the attached 1-car garage and laundry add convenience, while walkout access opens to the pretty backyard. An additional bedroom and private full bath make this a truly crowd-pleasing home. 20 minutes to Providence and 15 minutes to the airport, the property is close to all the West Bay has to offer, from country clubs and Garden City shopping to marinas and delightful dining in coastal Edgewood.
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Our Executive Mortgage Banker:
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,282 | $3,278 | $4,240 |
Total Monthly Payment | $3,905 | $3,901 | $4,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.