Wow - Price Improvement! Completely upgraded, and in move right in condition. This amazing 3-bedroom, 2. 5-bathroom town home, is the highly desirable Neptune floor plan – built by Ryan Homes. This corner home is larger than most others in the community, measuring 1632 square feet living. This home features a spacious great room, beautiful kitchen with upgraded stainless-steel appliances, wood cabinets with designer pulls, quartz counter tops, a breakfast bar with an adjoining dining room. A design feature that makes the Neptune floor plan so desirable is the location of the Primary Bedroom - it’s on the Main Floor, where most other homes in the community have all 3 bedrooms are upstairs. The master bathroom has beautiful tile floors, a large walk-in tiled shower with glass doors and dual vanities. The half bathroom and laundry room is also on the first floor, which is convenient for the homeowner and guests. Upstairs is bedroom 2 and 3 which are both spacious and have large closets with extra storage space. The second bathroom is semiprivate to the second floor, it has wood cabinets with designer pulls, quarts countertop and has a tub/shower combo with tiled walls and a made to fit glass shower door. Out back, and just off of the kitchen, is a covered screened in lanai, with a beautiful view of a nature preserve. This corner home has access to one of the largest side yards in the community, and the community park is directly outside the front door. This could very well be one of the best located homes in the entire community. The Bear Creek Townhome community is our areas newest, and most desirable townhome community. There are NO CDD fees, and a very low monthly HOA fee which includes cable TV and internet, exterior maintenance, common area maintenance, and HOA management. Close to all area amenities, including shopping, schools, colleges, dining, medical, and entertainment. Close to all major area roadways, and the Suncoast parkway / Tampa Airport. Home elevation is at 30 feet above sea level and did not flood or have standing water in the area during hurricanes Helene and or Milton. Call today to schedule your private tour, and if you have any questions – please ask.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $27 | $27 | $27 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $1,779 | $1,777 | $2,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.