Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Zero Storm Damage! Hurricane impact windows and doors along with a Flood Zone X (best flood zone code) construction! WATERFRONT/CANAL-FRONT RESIDENCE situated in a guard-gated boating community with the option of a golf membership. The Islands is located just 3 MILES FROM LAKEWOOD RANCH which gives the community the conveniences of Lakewood Ranch while enjoying the boating life that is not an option in Lakewood Ranch. This gorgeous 2019-built home has the very rare option to belong to a golf club while having a boat or jet ski in your own backyard! You will enjoy refined country living and the ultimate coastal Florida lifestyle on this nearly half-acre property, including a TREX BOAT DOCK & 16K BOAT LIFT with electric/water, DIRECT ACCESS to the Manatee River (no lift system/lock system which allows you to have small watercraft such as jet skis or kayaks) which leads you directly to the Intracoastal, Gulf of Mexico & beyond, while also offering an optional social or golf membership in the private golf & country club of River Wilderness. Relax and soak in tranquil waterfront views on the expansive clearview-screened lanai, which offers a pool/spa, outdoor kitchen, and fire pit. Dine alfresco beneath the spacious covered patio which flows into a sitting area to entertain guests. Inside, the custom split-bedroom floorplan includes three bedrooms, three baths, a dedicated den/office, and a large bonus room encompassing nearly 3, 000 square feet, with 12-foot high ceilings, neutral tile flooring and a contemporary design. Chefs will stay connected to conversations while preparing delectable meals in the open, well-equipped kitchen which features an oversized island, illuminated quartz counters, wine refrigerator, and a dining space with corner sliding glass doors for the indoor/outdoor dining experience. Other highlights of this fabulous home include hurricane-impact windows/doors, expansive hurricane screens on lanai, solar pool heater, and Jet Ski docking - all located in a custom-home neighborhood where you won't see the same house over and over. No CDD fee. HOA fee includes a 24-hour guard, access to the Dutch West Indies styled River Lodge, where residents and their guests can gather for happy hour to eat/drink, play games, or watch collegiate rowing teams training on the river. In addition to a community day dock and launch, the facility includes an inviting great room with a grand fireplace, a bar area, large-screen televisions, card tables, and a catering kitchen. A state-of-the-art fitness center is available, along with an oversized patio with comfortable seating, outdoor fire pit, bocce ball court, putting green and barbecue. The Parade of Homes has awarded The Islands the number one water, golf and country club community. Convenient to 3 major airports, plenty of shopping, restaurants, and beaches.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,956,000 | $1,956,000 | $1,956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,440 | $1,440 | $1,440 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,524 | $12,687 | $17,174 |
Total Monthly Payment | $14,089 | $14,252 | $18,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.