Welcome to Zephyr Ridge, where your dream home awaits! Nestled in a vibrant community, this stunning 4-bedroom, 2-bathroom residence offers the perfect blend of comfort and convenience. Step inside and be greeted by an inviting open kitchen concept that seamlessly connects to the living and dining areas. Whether you’re hosting family gatherings or enjoying quiet dinners, this spacious layout ensures there’s plenty of room for everyone. Plus, the home features a water softener system including a reverse osmosis in the kitchen. Seller upgraded HVAC with a Reme Halo air purification system. One of the standout features of this home is the tranquil backyard, which overlooks a serene pond surrounded by lush greenery. Imagine sipping your morning coffee while soaking in the peaceful views or taking leisurely walks along the nearby paths—this outdoor space truly feels like your personal retreat. With a freshly painted interior and meticulous maintenance, this home is completely turn-key. Living in Zephyr Ridge means you’re just a short stroll away from the community pool, perfect for hot summer days. Plus, you’ll find yourself conveniently located near major routes like 301 and I-275, making it easy to access local restaurants, hospitals, schools, libraries, and even a movie theater. This beautiful home is not just a place to live; it’s a place to create memories. If you’re looking for a community that feels like home, look no further than Zephyr Ridge. Schedule a visit today and see for yourself what makes this neighborhood so special! Lawn equipment does not convey
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $386 | $386 | $386 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,580 | $2,056 |
Total Monthly Payment | $2,104 | $2,041 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.