Motivated Seller! Bring all offers! Welcome to beautiful Citrus Hills in Hernando, Florida! This charming 2-bedroom, 2-bathroom home boasts an open concept and a split bedroom floor plan, ideal for both privacy and entertaining. The spacious kitchen complete with stainless steel appliances is perfect for cooking and gathering. Nestled on a picturesque almost one-acre lot (. 99), this property features lovely landscaping and an assortment of fruit trees, enhancing its natural beauty. Everything you see in the home conveys to the new owner. The home has been meticulously maintained and is move-in ready, ensuring a smooth transition for new owners. Enjoy the expansive Florida room at the back of the house, which overlooks a serene and private backyard. With air conditioning and ceiling fans, this space is perfect for year-round enjoyment. This home offers a fantastic layout with ample storage, making it both functional and inviting. Primary bedroom has ensuite bathroom and double closets. Large inside laundry room with washer and dryer included. Two car garage with plenty of space, garage door openers & key fobs, a built in car charger for your EV, exterior door to backyard and even an extra refrigerator as a bonus. Located just a short distance from the crystal-clear waters of Crystal River and the Rainbow River, you’ll have easy access to boating, swimming, fishing, kayaking, and a variety of outdoor activities. Don’t miss your chance to own this wonderful home in Citrus Hills—your perfect retreat awaits! Optional social membership with Citrus Hills Golf & Country Club-community pool, day spa, fitness center, golf and/or tennis pkgs availb, rec facilities, restaurants, walking trails, etc.
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,542 | $1,989 |
Total Monthly Payment | $1,711 | $1,709 | $2,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.