Lovely bilevel home in the Village of Monroe. Formal living and dining rooms with hardwood floors. Wall unit air conditioning. Eat-in kitchen with walkout to back deck over looking private backyard. Three bedrooms upstairs. Full hall bath. Spacious primary bedroom with separate full bath. Several ceiling fans. Downstairs features a large family room, another room with a closet used as an office. 2 car walkout garage with driveway parking. Paver patio off rear deck. Just under 1/4 acre for easy maintenance. Close to shops. Walmart, Home Depot, Target, BJs Wholesale Club, Woodbury Commons, and others nearby. Great commuter location - close to NY-17, NYS Thruway, Palisades Interstate Parkway. About an hour from NYC. Many other local amenities throughout the Hudson Valley and Catskills region. Come take a look and make this house your home! Additional Information: ParkingFeatures: 2 Car Attached, ExteriorFeatures: Gas Grill, Flooring: Carpet,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $926 | $926 | $926 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,710 |
Total Monthly Payment | $3,945 | $3,942 | $4,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.