334 S 19TH Street, Palatka, FL, 32177 | $725,000

This historic Tudor home, constructed in 1928, exudes timeless charm and character. Nestled on a generous half-acre lot that extends to Mosley Avenue, the residence boasts 4 bedrooms and 3. 5 bathrooms across 2, 577 square feet of living space. The property is offered as-is, inviting you to embrace its rich heritage. Significant updates have been made, including the replacement of all but one of the cast iron pipes and the installation of two HVAC systems in 2023, ensuring modern comfort within its historic walls. The hot water heater, updated in 2024, and comprehensive electrical upgrades reflect the careful maintenance of the home. Plumbing improvements have been thoroughly inspected, passing a rigorous four-point inspection.

The interior features original hardwood floors that tell the story of the home's past, complemented by elegant 5-inch baseboards and crown molding that add to its classic appeal. The dining room's chandelier, which conveys with the sale, and the. . . family room's gas fireplace create an ambiance of warmth and sophistication. The primary bedroom suite is a recent addition, offering a private retreat with a bespoke bathroom, including a ceiling cut-out for easy water heater access and custom shoe closets with glass doors. The primary closet's custom cedar ceiling is both a functional and aesthetic choice, infusing the space with a subtle, natural fragrance. The heart of the home, the kitchen, is outfitted with granite countertops and lower cabinets featuring pull-out drawers for optimal organization. The butler pantry, with its practical pull-out shelves, adds to the home's storage solutions. The crawl space's pristine condition, as noted by inspectors, and the added attic flooring for storage underscore the home's well-maintained status. Externally, the property includes original windows and doors that preserve its authentic look, a carport that has been treated and painted, and a barn with electrical wiring ready for activation. The shed, included in the sale, offers additional storage or workspace. The grounds are graced with Muscadine wine vines, adding a touch of agrarian elegance to the property. Located just a short walk from the St. Johns River, this home presents a rare opportunity to own a piece of history with the conveniences of modern living. Whether you're drawn to its historical significance or its updated features, this Tudor home is a testament to quality craftsmanship and thoughtful preservation.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1928
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,577
  • Acreage: 0.48
  • Est. Taxes: $2,692
  • Elem. School: Moseley
  • High School: Palatka
  • Appliances: Dishwasher, Disposal, Electric Oven
  • MLS#: 2049709
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/2049709/334s19thstreet_palatka_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER VANGUARD REALTY

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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334 S 19TH Street, Palatka, FL, 32177

$725,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $580,000 $580,000 $580,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $224 $224 $224
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,666 $3,662 $4,736
Total Monthly Payment $3,982 $3,978 $5,052

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.