This spacious 3-bedroom, 1. 5-bath home, with a versatile bonus room perfect for use as an office, den, or family room, is ready for new owners! Situated on a quiet street, yet conveniently close to Indian Rocks Beach, this property is high and dry, outside the flood zone, no flood insurance required, and Hurricane Helene had no effect on this home. Inside, the freshly painted bedrooms add a modern, welcoming touch to the home. The property is centrally located, just minutes from the beach and all major points in Pinellas County. Significant updates include major improvements in 2016, newly renovated bathrooms in 2017, and a beautifully redesigned kitchen in 2021, complete with stainless steel appliances and a reverse osmosis water purification system. The backyard is perfect for entertaining, featuring a patio, a partially fenced yard, and a large shed for additional storage. A new roof was installed in May 2016. Best of all, the property has no HOA or CDD fees, allowing you to enjoy it without restrictions. With nearby schools, shopping, dining, and recreational activities, this home offers an ideal blend of lifestyle and convenience. Don’t miss out on this opportunity—schedule a showing today!
Some photos have been virtually staged to showcase the full potential of the home and help you envision how each space can be utilized.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,580 | $2,055 |
Total Monthly Payment | $1,861 | $1,819 | $2,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.