One or more photo(s) has been virtually staged. YOUR PURSUIT OF HAPPINESS BEGINS & ENDS HERE! …This delightful 3BD/2BA, 1522sqft home is where expectations become reality; from the versatility of the neutral color scheme throughout to the relaxing kidney shaped pool in the privacy of your own backyard. The freshly painted interior, vaulted ceiling and NEW luxury vinyl planking draw you inside and make you feel welcome. Plantation shutters provide plenty of privacy while remaining timelessly in vogue. The kitchen boasts granite countertops & backsplash, breakfast bar and pantry closet. A breakfast nook for morning coffee & a separate dining room for quiet evenings are convenient. The master bedroom features a slider to the screened lanai, a roomy 7’x7’ walk in closet and an ensuite. Dual sinks and a walk-in shower w/ tile surround and dual shower heads are the highlight. Both guest bedrooms have NEW carpeting and ample closet space. Nothing beats ending your day on a positive note, as you step onto the sizeable, screened lanai for a relaxing dip in the kidney shaped pool, while calming to the sound of the waterfall. Salt system for ease of maintenance! The fully, vinyl fenced backyard is a plus! Located on a quiet street in the vibrant, planned COMMUNITY of CITRUS SPRINGS. There are DEED RESTRICTIONS BUT NO HOA FEES! NO FLOOD ZONE either! Plenty of outdoor activities nearby with The Rainbow Springs State Park 12 miles away for birdwatching, fishing, camping, or a lazy float on a tube down the Rainbow River. The famous Withlacoochee State Trail-South Citrus Springs Trailhead is conveniently situated next to Central Ridge Elementary & Citrus Springs Middle School and only 4. 5 miles away for biking, hiking, and great nature walks. And of course, Crystal River is just 20 minutes away for shopping, dining and the only place to SWIM with the MANATEES! A FREE 1yr HOME WARRANTY for PEACE OF MIND is OFFERED as a GIFT to the FUTURE BUYER!
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,506 | $1,959 |
Total Monthly Payment | $1,728 | $1,687 | $2,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.