One or more photo(s) has been virtually staged. Welcome to Florida Paradise: 55+ Community Living!
Escape to the laid-back Florida lifestyle in this charming 2-bedroom, 1-bathroom condo, nestled in the vibrant Long Bayou 55+ community. Step into your sunlit sunroom and enjoy panoramic views of the active neighborhood and the serene, tree-filled courtyard. Relaxation is just steps from your door.
The spacious bedrooms offer ample closet space, including a linen closet and a sizable storage closet. The kitchen features plenty of cabinet space and a generous pantry for all your needs.
Embrace an active lifestyle with top-notch amenities just a short walk away—dive into the sparkling pool, perfect your tennis serve, or socialize at the clubhouse and fitness center. The gated community adds an extra layer of security and peace of mind. Included are virtual photos showcasing the endless possibilities this condo holds!
We’re pleased to report that this unit remained completely unaffected during two recent hurricanes—no damage or water intrusion! This is a major advantage when considering a Florida condo investment. The Long Bayou community is quickly returning to normal, with power fully restored with-in 24 hrs. and ongoing tree and fence cleanups. It’s a fantastic, close-knit neighborhood where neighbors truly look out for one another.
Outside the gates, you’ll find easy access to St. Pete College, the public library, great shopping, and dining options just minutes away. Plus, you're only a short drive from beautiful coastal destinations.
Live where others vacation and indulge in sun-soaked days by the shore. This is a perfect snowbird retreat with the opportunity to lease the unit after a year of ownership. Add your personal touch and updates to make this condo uniquely yours!
Schedule a viewing today and start envisioning your serene retirement oasis.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $99,999 | $99,999 | $99,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $665 | $843 |
Total Monthly Payment | $771 | $771 | $949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.