Under contract-accepting backup offers. This lovely original owner 4 bedroom 2 bath pool home on a large fenced corner lot in a cul-de-sac in Westridge is a must see!! NO CDD! One of the lowest HOA dues around. New paint throughout, new carpet in bedrooms last year, newer roof and air conditioning, and it has NO popcorn ceilings and has been re plumbed. Kitchen has been remodeled with granite countertops and real wood cabinets, plus a huge 5 foot by 5 foot pantry room. It looks into the large living room with cathedral ceilings and oversized sliders into the Florida Room, then through to the pool. Double paned glass windows in South facing Florida room is 546 square feet under heat and air, with insulated roof , double paned glass windows, and cable ready over 48 feet wide overlooking the solar heated pool on the huge deck. It even has jets on the seated area around table in pool and a tabletop with umbrella spot in the pool! Large Owner’s suite is big and bright, easily fitting a King bed with room for dressers, armoire, plus more, and features a walk in closet with built-ins. En-suite bathroom had double sinks, garden tub, plenty of storage and counter space. Westridge has one of the lowest HOA fees in the area. The recreation area has a large community pool with a pergola, cabana, pickleball/tennis court, sand volleyball court, soccer field, and playground. It is perfect for a primary home, 2nd home, & investors. Conveniently located between Orlando & Lakeland, close to our many theme parks and attractions, restaurants, shopping, major highways, golf, and more. You don't want to miss out on this home! *Please see Realtor Remarks*
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,307 | $2,305 | $2,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.