DO NOT MISS THIS OPPORTUNITY!! Custom built in the Hidden Oaks community with view of Lake Ella. This concrete block home has a screened porch protecting the entry where there is a roomy foyer area. The open floor plan is pristine with a large den/third bedroom (no closet), the guest bath and additional guest bedroom on one side of the home, the master suite with both walk in and built in closets on the other side of the living areas. The foyer opens into the living room with brand new French doors opening onto the large 9 X 24 lanai. The lanai overlooks a lovely patio, backyard and wooded area. The eat-in kitchen and dining area also overlook the backyard. The kitchen has new quartz countertops and as appliances with a huge walk in-pantry. There is a laundry room between the kitchen and the garage (which was built large enough for your truck). There is also a 12 X 12 attached workshop open into the garage. What a great area! The house has been painted recently inside and out. The roof new in 2022, HVAC in 2018, hot water heater in 2021. Ceramic tile throughout, carpet in bedrooms. All window treatments convey along with appliances and washer and dryer. Most furnishings are available. This community is very convenient to shopping, entertainment, restaurants and The Villages. Make an appointment now to see this well designed and pristine home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,600 | $351,600 | $351,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,339 | $2,337 | $3,015 |
Total Monthly Payment | $2,556 | $2,554 | $3,232 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.