Punta Gorda Isles is one of the most sought after boating and golf communities in Southwest Florida. Noted for the historic charm of its downtown waterfront parks, trails and restaurants, the famed Fisherman’s Village with its waterside restaurants, novelty shops, sunset charters and boat rentals and the year round weekend Farmer’s Markets, you couldn’t ask for a more desirable place to build your dream home. Nestled on a quiet street of meticulously maintained homes, this vacant land parcel is situated alongside a quiet cul-de-sac and is ideally positioned where the back of your home will enjoy a southern exposure; ideal for unobstructed sunlight to warm your pool or for the avid sunbather. Within less than a 20 minute boat ride to the expansive waters of Charlotte Harbor and the gulf islands beyond, you couldn’t ask for a better location to enjoy a day on the water or to take advantage of the many events that go on year round around town. One important benefit of living in Punta Gorda Isles uncommon to any other waterfront location in Florida, is within your taxes the city maintains the seawalls, and canals, saving your thousands of dollars from repairing or replacing on your own. There are not many properties with full 80 ft. seawalls left, so if you’ve envisioned building your dream home on the water this is an opportunity you don’t want to miss.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $1,938 | $1,936 | $2,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.