Welcome to 24 Smith Corner Road! This 3 bedroom, 1. 5 bath Cape has been very well maintained, has impressive updates and the entire interior has been freshly painted. The eat-in kitchen features updated stainless steel appliances and solid counters. The first floor offers flexibility with three additional rooms. There is a spacious fireplaced dining room with custom built-ins, this room also offers the versatility to serve as a living room or family room. The living room has recessed lighting, large bay window and a mini-split. There is also a den that could be a nice home office, playroom or a smaller dining room. The first floor is completed the half bathroom. The second floor has a generously sized front to back primary bedroom with 2 closets and a mini-split. The second floor is completed by 2 additional bedrooms and the full bathroom. Enjoy the 3 season breezeway that leads to the completely vinyl fenced backyard with new composite deck and patio. There is a storage shed. 24X27 2 car attached garage with storage. Easy access to shopping, schools, recreation, highways and much more. Just move in and enjoy!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $686 | $686 | $686 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $2,916 | $3,793 |
Total Monthly Payment | $3,772 | $3,694 | $4,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.