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453 Old Poverty Road, Southbury, CT, 06488 | $689,000
You've just discovered the best kept secret in Southbury-Old Poverty Road! This near-to-town home, nestled in the heart of Southbury sits on a designated "Scenic Road" alongside Platt Park that boasts numerous hiking trails leading in, around and through forest and farmland. Well loved by its original owners, this home has NEWLY refinished hardwood floors throughout the main level. The living room can be made warm and cozy with its wood burning stove within the brick fireplace. The kitchen has recently refinished cabinets, granite countertops, and an enclosed coffee nook. Surrounded on two full sides of windows, the GREAT room is the home's center of activity and relaxation with its floor-to-ceiling built-in cabinets, a gas fireplace and loads of sunlight. The main level also includes a dining room, half-bath and a large room suitable for a formal dining room, office or game room. Located up the central staircase is the primary bedroom and ensuite bath; three spacious bedrooms, a second full bathroom and walk-up attic. The basement is partially finished, newly epoxied floors, bright lighting with lots of closet and storage spaces. NEW furnace/air cond installed last year. Located in the rear of the house is a spacious deck, great for hosting happy gatherings of family or friends. Additionally, the town pool, playgrounds, baseball fields and tennis & pickleball courts are minutes away. This home provides style options, privacy, convenience, and tranquility. Move in ready!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Upper Level
- Style: Colonial
- Year Built: 1991
- Garage: 2-car Attached Garage
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Basement: Full
- Above Grade Approx. Sq. Feet: 3,122
- Acreage: 1.39
- Est. Taxes: $9,580
- Lot Desc: Secluded,Lightly Wooded,Sloping Lot,On Cul-De-Sac
- Elem. School: Gainfield
- Middle School: Per Board of Ed
- High School: Pomperaug
- Appliances: Electric Cooktop,Oven/Range,Convection Oven,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24049902
- Days on Market: 49 days
- Website: https://www.raveis.com
/prop/24049902/453oldpovertyroad_southbury_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 12.0 x 13.0 | Upper | |
| Bedroom 2 | 12.0 x 13.0 | Upper | |
| Bedroom 3 | 12.0 x 13.0 | Upper | |
| Dining Room | Hardwood Floor | 12.0 x 13.0 | Main |
| Great Room | Skylight,Vaulted Ceiling,Built-Ins,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | 19.0 x 23.0 | Main |
| Kitchen | Breakfast Nook,Granite Counters,Pantry,Tile Floor | 11.0 x 13.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 14.0 x 20.0 | Main |
| Office | Book Shelves,Hardwood Floor | 13.0 x 17.0 | Main |
| Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | 14.0 x 18.0 | Upper |
| Rec/Play Room | Remodeled,Book Shelves | 23.0 x 25.0 | Lower |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Michael AlvordInsurance Sales Director, William Raveis Insurance
203.925.4507
Michael.Alvord@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
453 Old Poverty Road, Southbury, CT, 06488
$689,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $798 | $798 | $798 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,760 | $3,663 | $4,726 |
| Total Monthly Payment | $4,650 | $4,553 | $5,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524