41 Fairharbor Drive, #41, Brookhaven (Patchogue), NY, 11772 | $230,000
Welcome Home to this BEAUTIFUL waterfront community, Fairharbor on the Water! This gated community provides a waterfront BBQ and picnic area with tables and benches perfect for entertaining friends and enjoying the amazing surroundings, beautiful water side deck to enjoy spectacular water views! This one bedroom ground level unit is warm and inviting as you enter into a rare, spacious Eat-in-Kitchen with stainless steel appliances and breakfast bar. Open concept Living room/Dining room area with gorgeous hardwood floors. Updated bath with quartz countertop. Spacious bedroom with plenty of closet space. Community has Pet-friendly policies so your loving pets are welcome here complete with a dog walk area! Fairharbor offers the potential for a paid boat slip (additional fee), so dock your boat nearby!! In addition, there is storage provided for paddle boards, kayaks, and bicycle racks onsite. Laundry room on site. Conveniently located close to downtown Patchogue with exciting nightlife, plenty of restaurants, shopping, LIRR and Fire Island Ferries. This highly sought after community is truly one of a kind place to live. Make it yours before it's gone!! All utilities (except electric) and taxes are included in the maintenance charges. Qualified buyers must be 90% LTV with a minimum of 700 credit score for Meridian Management Board Approval.
Features
- Town: Brookhaven
- Parking: Common
- Heating: Natural Gas, Hot Water
- Cooling: Wall Unit(s)
- Levels: 2
- Rooms: 4
- Bedrooms: 1
- Baths: 1 full
- Complex: Fairharbor
- Year Built: 1970
- Est. Taxes: $0
- Middle School: South Ocean Middle School
- High School: Patchogue-Medford High School
- School District: Patchogue-Medford
- Pets Allowed: Yes
- Appliances: Dishwasher, Oven, Refrigerator
- MLS#: 3576404
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/3576404/41fairharbordrive_brookhaven_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
41 Fairharbor Drive, #41, Brookhaven (Patchogue), NY, 11772
$230,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,224 | $1,223 | $1,578 |
| Total Monthly Payment | $1,299 | $1,298 | $1,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535