404 Hillsboro STREET, Lakeland, FL, 33803 | $419,000

Under contract-accepting backup offers. This Adorable Tastefully Updated Craftsman Style Home is located Close to Historic Downtown District of Lakeland. The House Features 4 Bedrooms 2 Bathrooms providing ample space with almost 2000 square feet of living area. As you enter into the home you will be greeted by its Natural light and cozy ambiance throughout the house. This Home Boasts High Ceilings, 6 Inch Base Boards, Beautiful Refinished Wood Floors Throughout. All the rooms are of substantial size. There are Two Bedrooms downstairs and Two Bedrooms with a shared Bathroom upstairs. The Formal Dining Room offers a Classic style but still Open to both the Living Room and Kitchen. The Outside of the Home Offers a Beautiful Yard with a assortment of Fruit Trees such as a Mango, Bananas, Mulberry, BlackBerry, Finger Lime, Dragon Fruit, Grapes, Pineapple and an Olive Tree. There are also some raised Garden Beds ready for your new garden. Roof is 7 yrs old, AC is 5 yrs old, Water Heater 2024, Plumbing updated underneath home. Schedule Your Private tour now.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1930
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,993
  • Acreage: 0.22
  • Est. Taxes: $3,339
  • Lot Desc: City Lot, Landscaped, Level, Near Public Transit, Oversized Lot
  • Elem. School: Carlton Palmore Elem
  • Middle School: Southwest Middle School
  • High School: Lakeland Senior High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8307974
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /prop/TB8307974/404hillsborostreet_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 11:58:55 PM)
Listing courtesy of SK Realty   Phone: 813-367-7253

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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404 Hillsboro STREET, Lakeland, FL, 33803

$419,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,200 $335,200 $335,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,202 $2,228 $2,827
Total Monthly Payment $2,555 $2,581 $3,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.