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185 Hidden Ridge Drive, Monticello (Thompson), NY, 12701 | $375,000
Welcome to the best of Hidden Ridge! 185 Hidden Ridge Drive is a turn-key ranch home in the Hidden Ridge Community. Recently renovated and meticulously maintained, the house is 1, 110sf with two bedrooms, two full bathrooms, a large deck, and a basement. Upgrades include a new roof, new flooring, new appliances, two fully tiled bathrooms, new lighting fixtures, and an insulated three-season room with new windows. The house was designed to maximize comfort and convenience with a well-designed floorplan, abundant sunlight, and central air. There is a parking spot right out front and no steps to climb. The eat-in kitchen has granite countertops, Frigidaire stainless-steel appliance suite, and lots of cabinets. The living room has cathedral ceilings with skylights and a wood burning fireplace. Both bedrooms are spacious and offer generous closet space. The master bedroom has a walk-in closet and an en-suite bathroom. There is a large sunroom which leads out to the deck. There are closets galore, including a laundry closet with a large LG washer & dryer. An added bonus is the basement which has plenty of space for all your storage needs. Hidden Ridge is a serene & quiet community nestled in the foothills of the Catskill Mountains. Located in Monticello, it's just minutes from all the local conveniences including entertainment (Resorts World Casino, The Kartrite Indoor Water Park & YO1 spa) shopping (Walmart, Shoprite, Marshall's & tons of restaurants) & recreation (White Lake, Swinging Bridge, Rails to Trails, Neversink Gorge & more). The Association offers its members use of an outdoor heated pool & a clubhouse. The monthly dues cover snow plowing, landscaping, trash pickup & maintenance of the roof & skylights.
Features
- Town: Monticello
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Style: Townhouse
- Year Built: 1985
- Heating: Electric, Forced Air
- Cooling: Central Air
- Basement: Partial, Unfinished
- Approx Sq. Feet: 1,110
- Acreage: 0.04
- Est. Taxes: $1,946
- HOA Fee: $438 Monthly
- Lot Desc: Corner Lot
- Elem. School: George L Cooke School
- High School: Monticello High School
- School District: Monticello
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Freezer, Oven, Refrigerator, Washer, Stainless Steel Appliance(s)
- MLS#: H6329267
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/H6329267/185hiddenridgedrive_monticello_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
185 Hidden Ridge Drive, Monticello (Thompson), NY, 12701
$375,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
| Monthly Tax Payment | $162 | $162 | $162 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,530 |
| Total Monthly Payment | $2,233 | $2,231 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535