Your WATERFRONT Oasis and winter retreat awaits. . 27 acres - End of Saltwater CANAL with quick and easy access to Charlotte Harbor and the Gulf of Mexico via Edgewater bridge on ELKCAM Waterway. The quaint style of this 1960 concrete home comes mostly furnished - has an Open Floor Plan, original terrazzo floors, Great VIEWS of the water. As you pull in the drive you can see the water & spacious backyard. There is a Carport with attached 22x9 storage/workroom and also an additional Parking pad. Lovely large stone/paver patio with HOT TUB and views. Wood dock & 60' Concrete Seawall. Now enter from the front porch to FULL OPEN Living Area! Living Room and Kitchen with Dinette. Kitchen has Butcher Block countertops & breakfast bar. Kitchen was redone 2021 New Cabinets & Appliances including a gas stove. Straight ahead waterfront VIEWS thru sliders to comfy Florida Room/3 Season porch with windows. Remove the sliders/comfortable large, extra room with great views, (no central AC duct/but impact windows). There is a door out to the paver patio & hot tub. Home has 2 bedrooms in main, plus a 'flex room' under window AC currently used as a 3rd BR off the kitchen. This room has a small bath with shower. and it's own personal entry from the carport, separate from the 'main' house. The washer & dryer are also there. The hall bath is in the 'main' house between BR1 & BR2. The HALL Bath has updated with comfort height vanity & new toilet 2022. Home needs a little TLC. Very short walk or bike to the HIGGS Park - Enjoy Playground, Shuffleboard, Basketball & Picnic tables. OR take a bike ride (1 mile) down the Port Charlotte BEACH Park. Put your BOAT or Kayak in the water here. Scenic Waterfront Space with Community POOL, Boat Ramps, FISHING Pier, Basketball, Tennis, Playground & a DOG Park. Don't forget the GORGEOUS Sunsets! ONE bridge out from Elkcam waterway to Charlotte Harbor. NEW Roof 2023, Impact windows 2019, Newer A/C. Time to ENJOY Florida Lifestyle! ALL measurements & info should be verified by Buyer.
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,397 | $1,361 | $1,770 |
Total Monthly Payment | $1,633 | $1,597 | $2,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.