Nestled in the heart of Lutz, this charming concrete block 1, 248 sq ft home sits on a spacious . 29-acre oversized double lot at the end of a quiet dead-end street with just ten homes. Conveniently located behind Lutz Elementary School and minutes to downtown Lutz and the Lutz Branch Public Library, this property offers accessibility and convenience. The home features a long, oversized driveway leading to a 2-car tandem covered carport which wraps around to a covered rear porch. Inside, the open floor plan highlights newer vinyl plank flooring throughout, installed in 2019. This layout plan consists of two generously sized bedrooms, a full bathroom, living room, family room that that was used as a 3rd bedroom, and kitchen. Additionally, there is a massive enclosed storage area that houses the washer, dryer, and plenty of extra storage space. NEW A/C unit 2019! Updated drain field for the septic system 2018! The bedrooms offer generous closet space, and the updated bathroom is equipped with a new vanity, sliding glass door shower, a new toilet, mirror, and light fixture. A Culligan Water Softener adds extra comfort to the home. Sliding glass doors from the family room open to a large rear patio overlooking the spacious backyard, complete with a storage shed and plenty of room for your boat or RV. With NO deed restrictions, HOA, or CDD fees, this home provides the freedom and flexibility you’re looking for. It also provides easy access to major roads such as US 41, I-275, and the Veterans Expressway, making commutes to downtown Tampa and Tampa International Airport simple and convenient. Close to shopping, medical facilities, and a variety of dining options, this home is a must-see! Schedule your personal showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,866 | $1,865 | $2,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.