393 VISTA LAKE Circle, Ponte Vedra Beach, FL, 32081 | $622,222

Seller offering $5, 555. 00 towards closing costs or rate buy down!
LOOK AT THE VIEWS from this beautiful spacious David Weekley 'Elsner' Floorplan. This well thought out floorplan has so many details to offer. Walk up the driveway and notice the covered front porch perfect for enjoying fall weather. Enter and notice the views of the water from the triple sliding doors. All the windows allow for lots of natural light making this home bright and cheerful. Functional gourmet kitchen features, gas stove, stainless steel appliances which include refrigerator, dishwasher, microwave and stove. Nice walk in pantry with solid surface countertops, Large bowl stainless steel sink in the huge island. Enjoy eating lunch or dinner at the island OR the spacious eating area adjacent to the kitchen. Open and spacious the kitchen overlooking the family room and dining room. Great space for entertaining. Family room has triple sliders to enjoy the indoor/outdoor living. Covered extended Lanai with enough space for sitting area. The dining area also has a separate door and nice large windows with water views. Wood look tile in all main areas, "powder room" - half bathroom downstairs, drop zone and two car garage with shelving. Beautiful wood handrail and open spindle stairway lead you upstairs to a spacious loft, two secondary bedrooms with full bathroom, separate laundry room, primary bedroom with walk in closet, double sinks, elevated cabinets, walk in shower and prep area. Spacious primary bedroom has tray ceiling and views of the tranquil pond. Hunter Douglas custom blinds. This home is on a premium lot with long views of the water in the Nocatee neighborhood of Liberty Cove. Close to the neighborhood parks, walking distance to the Crosswater pool, dog park, and playground. Zoned for Pine Island Academy K-8 in St Johns County, Florida. Enjoy the Nocatee lifestyle. Quick drive to enjoy St Augustine and Ponte Vedra Beach.

Features

  • Amenities: Basketball Court, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Craftsman
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,287
  • Acreage: 0.11
  • Est. Taxes: $6,048
  • HOA Fee: $949 Annually
  • View: Pond
  • Water Front: Yes
  • Elem. School: Pine Island Academy
  • Middle School: Pine Island Academy
  • High School: Allen D. Nease
  • Appliances: Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 2049547
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/2049547/393vistalakecircle_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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393 VISTA LAKE Circle, Ponte Vedra Beach, FL, 32081

$622,222

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $497,778 $497,778 $497,778
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $504 $504 $504
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,312 $3,308 $4,268
Total Monthly Payment $3,908 $3,904 $4,864

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.