Welcome to Paradise! Located in the desirable gated nudist community of the Terraces at Paradise Lakes in Lutz. Condo building is located on the end and a corner/end unit with 2 bedrooms, 2 full bathrooms and 1 car garage. 1588 sq ft of living area with a total 1711 sq ft. . Private attached 1 car oversize garage with electric opener, storage closet with alcove carport and tandem parking. As you enter through your front door or door off the garage into home up the stairs to the main living area. Home has high 9 ft ceilings throughout, large and bright open concept for family or entertaining along with 2 screened in covered balconies. The beautiful kitchen is complete with an oven/range, refrigerator, dishwasher, microwave and plenty of seating around the large granite counter and plenty of cabinets. Inside area for laundry, pantry & storage. All appliances are included, washer, dryer, dishwasher, oven/range, microwave, and refrigerator. Ample amount of windows and sliding doors to bring in natural light and ample amount of closets for plenty of storage. New HVAC system in 2022! The main area has room for dining, living, office/desk areas for all your needs. Living area has updated fans with sliding doors leading out to the screened in balcony. Both bedrooms have their own bathroom. Master bedroom suite features tray ceilings, sliding doors leading to a screened balcony, & closet. The master bathroom has dual sink vanity, garden soaker bathtub, separate tiled walk-in shower, walk in closet and attic storage. Condo fee includes water, sewer, cable tv, internet, trash, exterior such as grounds, building maintenance, roof, painting, professional, management etc. Paradise Lakes resort has it all with an optional membership that is not included in condo fee. Not in a flood zone, NO FLOOD INSURANCE required! Seller financing available. Conveniently located close to shopping, restaurants. Access to Dale Mabry Highway for easy access to major major highways and interstate and to all things in the Tampa Bay Area. Call to schedule your showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$263,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $210,400 | $210,400 | $210,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,400 | $1,398 | $1,804 |
Total Monthly Payment | $1,731 | $1,729 | $2,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.