You’re going to love the value in this 2 bedroom Single Family Duplex Style home on a generously sized lot in Malletts Bay, just steps from parks, paths and amenities! You’ll enter the home through a convenient foyer with a closet and half bathroom. From there, move into a spacious living room with hardwood floors. A large eat in kitchen with ample storage, a panty and room for a kitchen island overlook the living room, perfect for entertaining and cozy meals. A large wooden deck is just off the dining space. Upstairs, you’ll note the beautiful hardwood floors extending into the two bedrooms. A full bathroom rounds out the 2nd floor. The basement is complete with closet laundry in the larger room and off to the side is another smaller bonus room with plenty of flexible space to customize to your needs. The real show stopper is the fenced in backyard- more than enough room for relaxation and recreation. This home benefits from upgrades including fresh paint, a newer heating sytem and on demand water heater, along with an efficient heat pump in the living room- keeping you cool all summer long and extra warm in the winter. Don’t miss the opportunity to own this lovely home in a fabulous location! This home is unique as it has the feel of a condo but the benefits of a single family. It is one half of the duplex style.
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$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,959 | $1,909 | $2,463 |
Total Monthly Payment | $2,403 | $2,353 | $2,907 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.