RARE PORT RICHEY WATERFRONT OPPORTUNITY! Very Nicely Kept and Very Well Maintained 2 Bedroom + Den / Office or Easy 3rd Bedroom 2 Full Bath 2 Car Garage Waterfront Home Located on Double Hammock Creek. Features Include the Ever Popular Open Kitchen to Dining to Family Room Styled Floorplan with Wood Laminate Flooring Throughout. Larger Remodeled Kitchen Offers Lots of Kitchen Cabinetry Storage, Granite Counter Top Workspace, Kitchen Isle with Additional Storage and Breakfast Bar, Recessed Lighting, Tiled Backsplash and Stainless Steel Appliance Package. Open Living and Dining Room and a Spacious Bonus Room that Could Easily Become a 3rd Bedroom or a Prefect Den or Study that Offers Unobstructed Water Views. Decorative Electric Fireplace and Sliding Glass Doors that Lead You to the Glass Windowed Screened In Lanai Area. Remodeled Jack and Jill Styled Primary Bath Features Newer Wood Look Tiled Flooring, Larger Tiled Walk In Shower and Newer Light Fixtures. Larger 2nd Bedroom Features a Large Custom Designed Walk In Closet. Paved Outer Lanai Area, 10 X 10 Storage Shed is Perfect for Lawn Equipment or Kayak and Paddleboard Storage. Paved Walkway to Waterfront and a Fully Fenced Backyard. Oversized and Widened Driveway, Great for Boat, Camper or Additional Auto Parking. Larger . 26 Acre Lot. Roof 10/09/2019 and A/C 03/25/2019. Close to Shopping Banking and the New Ridge Road Access to the 589 Suncoast Parkway to Tampa South. Great Investment Opportunity Airbnb, Rental or Snowbird Property. No HOA or CDD's!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $2,094 | $2,092 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.