Located in Brownington Village in the Northeast Kingdom of Vermont, this meticulously maintained custom-built Cape-style home offers three levels of living, plus an additional one-bedroom dwelling unit with its own kitchen, living area, laundry, and bath. This space is ideal for guests or as a potential rental unit, with the possibility of generating over $1800 per month. The unit is located above an attached, heated, two-car garage. The breezeway/mudroom includes laundry and powder rooms and leads to a spacious kitchen with granite countertops, soft-close maple cabinetry, and an oversized island. French doors open onto the screened porch, deck, and pool area. The main bedroom features a cathedral ceiling, walk-in closet, and private bathroom. The living room has a stone gas fireplace, while the kitchen extends into a dining room and an open stairway to the second floor. Both upstairs bedrooms have private bathrooms and have been successfully used as Airbnb rentals. The basement is a walkout with French doors, a bar, full-size sink, cabinets, and counter space. A pool table is included in the sale. Additional exterior features include a large circular driveway beginning just 300 feet from the paved road, 900 feet of road frontage, mountain views, and 10. 9 acres located 2. 9 miles from Interstate 91. The home is centrally located between Burke Mountain and Jay Peak Ski Resorts, with easy access to VAST trails, and is close to golfing, hiking, lakes, and various restaurants.
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Our Executive Mortgage Banker:
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $640 | $640 | $640 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,542 | $3,451 | $4,379 |
Total Monthly Payment | $4,274 | $4,183 | $5,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.