Welcome to 161 Seaside Dr. With apx 100 ft of waterfront on the West Passage of Narragansett Bay, this charming colonial has apx 3300 Sq/Ft of living space, 3 bedrooms, 4 full bathrooms, granite fireplace, and an insulated 2 car garage. This waterfront property is perfect for those seeking a peaceful coastal lifestyle.
This home features 2 generous sized west-facing decks that provide stunning sunset views over Narragansett Bay. The gently sloping yard, with stairs to the water, along with 2 moorings, and the possibility of a dock & small lift for your tender, makes this property ideal for boating enthusiasts.
The kitchen area is well designed, includes high-end appliances, center island, and a generous amount of quality cabinetry. The dining area and family room both have beautiful views, with glass doors allowing access to a large deck with electric awning. The primary suite is located on the upper level, with an attached full bath, laundry, and also an adjacent private TV/lounge room. The 2 additional En-suite bedrooms that are located on the 2nd floor, both have access to a covered balcony for your guests and family to enjoy.
The first floor has a convenient mudroom with an additional laundry closet, storage cabinets and its own entry door.
This home also includes central AC, 2 mini-splits, generator, new roof, 2 wells, water filtration system, leaf filters on gutters, clean basement, and a large convenient walk-out storage area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,712,000 | $2,712,000 | $2,712,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $830 | $830 | $830 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $15,186 | $16,478 | $22,340 |
Total Monthly Payment | $16,141 | $17,433 | $23,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.