**Charming Ranch Home with Modern Upgrades**
Discover this expansive ranch-style home featuring a beautifully renovated interior. With attractive curb appeal, you'll love the shade tree and charming front porch—perfect for enjoying the outdoors while you relax or read. As you enter through the grand double wood doors, you're welcomed by an open floor plan that flows seamlessly from the living area to the spacious lanai and a massive white fenced backyard. This versatile outdoor space is ideal for a future pool, pets, or creating your own landscape sanctuary. Inside, enjoy the warmth of luxury vinyl plank flooring throughout—no carpet here! The bright, clean interior is enhanced with stylish downlighting and modern fixtures. The generous primary bedroom with full wall built-in shelving closets also boasts an ensuite bathroom, a contemporary fan, and pocketing sliding glass doors leading to the screened lanai, allowing for refreshing breezes. The ensuite bath features sleek built-in cabinetry, and a stunning glass barn door shower enclosure adorned with ocean-hued tiles. You'll find two inviting guest bedrooms—one with built-in shelving and the other featuring a bay window currently set up as a home office with French doors. This flexible space can easily function as a third bedroom with added Armoire, den, craft room, or game room—it's up to you! The renovated guest bath showcases suspended cabinetry and modern fixtures, while a convenient half-bath serves guests in the common area. Additional storage closets have been thoughtfully added throughout the home. The kitchen is a chef’s delight, featuring warm wood cabinetry, ample storage, a tray ceiling, down lighting, stainless steel appliances, a hands-free faucet, and sliding glass doors that lead to the lanai. Step outside to an expansive 33' x 12' covered and screened porch—perfect for entertaining. The sliding glass doors tuck away for an unobstructed indoor/outdoor experience. Recent upgrades include a new exterior paint (2021), a new roof (April 2024), a new fence (2021), a solar-heated water heater (2022), an updated AC unit (2021), garage door (2019), and Epoxy coated garage floor. Enjoy outdoor living with a paved patio, ideal for BBQs or sunbathing under your umbrella. This home perfectly complements an active lifestyle, with nearby walking paths in the beautiful City of Palm Coast. Don’t miss your chance to make it yoursand be sure to view the professional walk-thru video!
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,920 | $2,497 |
Total Monthly Payment | $2,268 | $2,217 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.