Charming Two family home in prime Springfield Gardens New York Location. Discover the perfect blend of functionality and affordability in this stunning 4 bedroom, 3 bath Split level home, ideally situated on a generous 33x100 Lot size. With its diamond location, this residence is designed for comfortable living and entertaining. Step inside to find an inviting layout that effortlessly accommodates gatherings of all sizes. The spacious living room features large windows, filling the space with natural light. Enjoy beautiful hardwood flooring throughout, ensuring comfort in every season. Enjoy the Spacious Backyard that enhances the serene atmosphere, providing privacy and charm. The exterior of the home showcases durable vinyl siding. The home includes a Private Driveway with Plenty of parking, providing ample space for vehicles and storage. This home is a true gem. Close to schools, shopping, houses of worship & LIRR. Don't miss the opportunity to make this tranquil retreat your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$900,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $720,000 | $720,000 | $720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $4,492 | $6,027 |
Total Monthly Payment | $4,560 | $4,964 | $6,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.