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20 Watrous Avenue, Branford (Stony Creek), CT, 06405 | $398,000

Stony Creek! Imagine owning this home in a beautiful coastal community renowned for its historic seaside charm. Walk from here to the waterfront and town beach, stop to admire views of the Thimble Islands, stroll to local shops and restaurants, and even walk to the nearby library. Set on a quiet and picturesque street, this home has irresistible curb appeal. Originally built to house quarry workers, it underwent a complete remodel in the 1990's - creating a space that has been updated to modern standards yet maintains its original heart and soul. Bathed in natural light, the interior boasts hardwood floors throughout the living and dining areas on the main floor and upstairs in the hallway and bedrooms. The backyard offers a peaceful respite with a patio and just enough lawn. Look a little closer and you will notice the famous Stony Creek pink granite everywhere, from backyard steps, to around the patio, to edging along the yard. The village of Stony Creek has a rich history rooted in fishing, oyster beds, lobstering, and the quarry. It remains a vibrant and close-knit community that offers residents a museum, theater, marina, parks and so much more. Tucked away by the water yet only a couple of miles to I-95 for commuting, an easy drive to Yale campus and to trains to both New York and Boston. Experience the allure of this home and community, and you may find yourself lucky enough to become a "Creeker" too.

Features

  • Town: Branford
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1900
  • Garage: None,Driveway
  • Heating: Hot Air
  • Cooling: None
  • Basement: Full,Unfinished,Concrete Floor,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 979
  • Acreage: 0.12
  • Est. Taxes: $4,651
  • Lot Desc: Level Lot,Historic District
  • Elem. School: Per Board of Ed
  • High School: Branford
  • Appliances: Oven/Range,Refrigerator,Washer,Dryer
  • MLS#: 24046850
  • Days on Market: 0 day
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24046850/20watrousavenue_branford_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lisa EdgertonSales Associate

203.533.1123

Lisa.Edgerton@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

20 Watrous Avenue, Branford (Stony Creek), CT, 06405

$398,000

Lisa Edgerton

Sales Associate

William Raveis Real Estate

Phone: 203.533.1123

Lisa.Edgerton@Raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $388 $388 $388
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,986 $1,935 $2,516
Total Monthly Payment $2,449 $2,398 $2,979

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524